Question by Teresa D: If I have bad credit, will a personal secured loan healp to improve my score if I keep paying off my debt?
Paying off and paying on time my current derogatory items is not bringing my score up if anything my score has dropped 30 points within 3 months. Will a personal secured loan help to get my score up?

Best answer:

Answer by Judy
Are you holding any kind of credit card debt?
The higher your credit to limit rating the more your score will go down.
Never spend more than 30% of your available credit on your cards. After that your score starts going down. /

Question by Shane P: I am seeking a loan peronal and or debt consolidation loan, my credit is nor the greatest, but can anyone help
I am seeking a loan peronal and or debt consolidation loan, my credit is nor the greatest, but can anyone help guid me to a company or firm with low interested rates please
a company that has a legitimate Licence, and offcial loaning business! Thank You

Best answer:

Question by playgtar: Which lender offers the best rate for a debt consolidation loan?
I’m looking somewhere in the 40k range.

Best answer:

Answer by paulie10182
check out www.callusfirstfinance.com to see what the providers are after they are some non bank lenders on the panel good luck

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Question by monstervu: Any good places to have a bad credit personal loan or a credit debt loan?
I am trying to get a credit loan and I have bad credit with a 4 collections on me and is trying to have this removed with a credit score of 521. Does anyone know where can I go or begin to get this loan

Best answer:

Answer by Dr. Gigi
Try :

http://www.nextcreditera.com/

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Question by mistyerious: Can you use a student debt consolidation loan for personal use?
I have researched online and am still not clear on how this works. I really need a personal loan to help out with some other bills and am no longer able to take my classes. I am now in deferrment on my federal loan and they don’t do credit checks or anything for a consolidation loan. Just curious.

Best answer:

Answer by Tiare
no, you dont get any money when you consolidate. it just changes the terms of your loans.

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Los Angeles, CA (PRWEB) July 20, 2011

Because no two debt situations are alike, GetDebtRelief.com has created a unique debt calculator widget that allows the user to customize and create a debt relief scenario that meets their specific requirements.

Although GetDebtRelief.com offers eight comprehensive debt payoff calculators that can be applied to numerous situations, the debt calculator widget allows the user to not only calculate debt payoff on all loans but also determine the impact of loan payoff through loan consolidation, making the minimum payments or going with an accelerated loan payoff plan.

Question by Pelat Rovin: Personal debt consolidation loan?
Which is better debt consolidation loan or a personal loan??

Best answer:

Answer by hypersuccess
Hey pal, I am a university finance student and debt consolidation loan might be way better. You can read about this in my finance blog in www.DebtBurnOut.info I always talk about debt and debt loans there.

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Boston, MA (PRWEB) August 24, 2007

StudentDebtConsolidationPrograms.com discusses the advantages of Student Loan Debt Consolidation. Choosing the right student loan consolidation is vital.

Student Debt consolidation is one of the most helpful tools that can help a student deal with their student loan debt related financial troubles.

Student Debt consolidation basically refers to consolidating all your debts such as outstanding credit card debt, mortgage loans, student loan debt, car loans, etc., into one simple aggregate loan with a lower interest rate and lower monthly loan payments.

Question by young professional: Where can I find debt consolidation for “private” student loans?
I am a young professional that is over my head in private student loan debt and credit card debt. I have found several companies willing to help me with my credit card debt but no luck with the private student loan debt because it is not considered “secured” debt. My interest rates on these loans are over 20% making my monthly payments total $ 700. Because I have credit problems in the past I am considered a “high risk” thus unable to get the banks to reduce my interest rate.

Question by pamela: low interest rate debt consolidation loans for modest credit?

Best answer:

Answer by Ashley
Yes consolidation loans are the best one since you can merge all your existing loans and end up paying interest rate that is less than the existing ones. But getting a debt consolidation loan for a very decent credit is little challenging. You could do a local search. If you succeed it is good or you have to go for online search. There are lot of lenders who give debt consolidation loan online.

I hope http://loan-guides.net will help you in getting a debt consolidation loan online.