i live in minnesota, USA.. anyone know of the best bank to get a personal laon??? lowest fixed rate possible??

My brother has over 97,000 dollars in personal student loans, plus 60,000 in credit card debt, all accrued during college. All his debt was due to him paying for studnt supplies, tuition ect. He now has a good paying job, however his salary does not come close to covering his loans and credit card payments. He has mentioned filing bankruptcy as he can’t pay rent, utilities ect and tjhe other payments. I told him to contact a credit counseling group, and when he did they told him to get a second job, which his work schedule will not allow for. I don’t want to see him make a mistake, any tips?
I feel bad for him, he is a good kid. He got great grades, but his HS college couselor did not assist very much in helping kids with their options, she really pushed all the kids to join the army or something to that effect. He worked his butt off in college and now has a great job with the leading company in his field. There is NO time for him to take another job, he works 7 days a week right now, and often has to travel for work. If bankruptcy is his only option, fine, I just don’t want him to get pushed in the wrong direction, and me being the big sis….he always hits me for advice! THANKS!!
He does not live a big spending lifestyle. He lives with me. I feed him, help him with money when he is really short, ect. He tries to give me money when he can, however his paychecks are literally GONE with student loans/credit payments. I would not help him if he were living it up and not reponsible. However, this kid is really struggling and I don’t know how else to help him.

Are there any legitimate lenders that will do personal loans to help people get caught up on bills. Without paying 300%

I am planning to undertake Post Graduate study overseas and as such I don’t qualify for a student loan. The course is run in over two years, and you can pay in two instalments every year, one in October and one in January. My question is, if I am going to take out a personal loan to cover the tuition fees, is it better to get this in one lump sum or get four smaller personal loans over the two years? I just figure if I take the lump sum I’ll be paying interest from day one, even though I don’t actually need all the money right away. My other question is, is it sometimes better to use a low interest credit card for such things? From what I have seen, the interest rates are lower on some credit cards than for personal loans.

Much obliged,
Poor Student

I am getting a loan for k and a family member is co-signing. I am trying to pay off loans and consolidate debts to have one payment. The interest rates on my current loans are killing me, so a family member is co-signing to get me a lower interest rate. Who should I get a loan with? I need about k of it directly to me so I can pay off a personal loan through a friend, so not all of the things I need to pay can be paid directly from the bank which does the loan. Any suggestions would be appreciated.

I would like to open up a "portable salon" offering salon services to people that cannot get out to get their hair done. My idea would be to go to assisted living homes, senior living communities, and individuals that have limited opportunity to get out, and provide basic to advanced services for them, without them having to leave their homes or living areas. I would like to provide haircuts, shampoo sets, perms, and eventually color to these people and allow them to feel good about themselves without all the hassle.
What would I need to do to make this dream become a reality? I am already a licensed cosmetologist. Any helpful sites about business licensing, business loans, business plans, ect. or any tips from personal experience would be greatly appreciated.
Thank you very much for any help you can provide.

I am sure this is a point pondered by many graduating students…I have student loans that I will now have to repay and how do I do this by investing the money I have. If I can do this and make some money on top of that, it would be ideal. And I am sure some wiseguy out there can surpass these goals easily. Enlighten me, thanks.

Most people have a family physician. Many, especially business owners, also have an accountant and an attorney. Fewer, however, have financial planners. Some of the reasons they give include: I am not sure what a financial planner does, I don’t know how to find a competent financial planner, I don’t have enough money to need financial planning.Rick Kahler, CFP, resides in Rapid City, South Dakota and is a fee-only financial planner. He is the co-author of “The Financial Wisdom of Ebenezer Scrooge” and “Conscious Finance,” both available on Amazon.com. You can learn more about Rick at wwww.kahlerfinancial.com.

I have been need of a personal loan to help pay off some smaller bills I have,well I have been turned down because of credit score.Then one day i had gotten this email from a Mr.David Shawn stating I can get a loan from him.I wrote back and said that I have already been scammed and wasn’t going to again,he got offended by my statement and said that he was a legit lender there in the UK,but when I google him I get something about a state trooper who was killed in the line of duty.I don’t know about this one i always go with my first mind but this time it’s not that clear to me,HELP PLEASE!

What I have is the title to my 1993 Buick LeSabre, which is in excellent condition and has only 45,000 miles on it. KBB says its worth around ,000. I was hoping to get a title loan, but my local bank does not do title loans on cars over 7 years old. I tried Capital One, but you have to take a minimum loan of 00, and I only need about 00. Is there anywhere I could get a loan using my car is collateral? I was going to use it to pay off my credit cards and then pay back at a lower interest rate. I already have full coverage insurance on the car. My credit score is a little on the low side, so I don’t think I could do a personal loan. Any ideas?